Studio — Roth tool animation preview

01 / Client information

Start with the information you know.

A few inputs. A clearer conversation about the options.

Fictional example

Set up the comparison

Client

Traditional IRA balance

Compare annual conversions

Conversion period

Illustrative federal tax rate

A fixed assumption, not a tax-bracket calculation.

Pay conversion tax from

Simplified visual example. No live client data or tax engine is connected.

02 / Compare the options

Three approaches. See the tradeoffs.

Annual conversion amounts · 3-year comparison · 22% assumed federal tax

Ready to explore

Converting more moves more into a Roth IRA—and increases the upfront tax in this example.

Illustrative tax cost = conversion amount × 22%. Excludes state tax, Medicare effects, returns, and other tax interactions.

03 / Explore a scenario

Put the numbers into a plan to review.

per year · Taxes paid from outside funds

Option selected

A three-year conversion schedule

Period	Conversion	Illustrative tax
Total

The tax assumption stays visible. Your practice would review the calculation method and client circumstances before using a tool like this.

Figures show conversion amounts and simplified tax cost only. They do not estimate lifetime savings.

Your planning conversation

A little more clarity.
A plan to consider.

Explore moving into a Roth IRA over three years. Here is what that scenario looks like—and what to discuss before deciding.

of today's IRA

Planned conversion

Not converted in this scenarioOf today's $750,000 balance

Annual conversionEach year, for three years

Illustrative annual federal taxPaid from outside funds

Total illustrative conversion taxAcross the three-year schedule

One step at a time.

Same annual amount · A gradually larger total

The balance to consider

Moving more into a Roth also means a larger upfront tax cost in this illustration. The right amount depends on your circumstances.

Your next conversation

Review your income, cash needs, and the assumptions with your advisor before deciding whether to convert.

A client-ready presentation style. Still subject to your review.